The Foundation aims to enable eligible adults living in Geneva to benefit from an interest-free loan to help them pay off their debts. These loans are intended for individuals with a regular income that enables them to make monthly repayments. The loans are designed to improve the borrower’s financial situation and help them regain financial and social independence. A donation may be granted to supplement the loan. This donation can cover up to 80% of young adults’ (aged 18–30) debts, after which they repay a tailored loan based on their income.